Cheap Car Insurance for Teenagers - Tips for Lower Premiums

If you are under the age of 21 you will know how hard it is to find car insurance which isn't going to cost you an arm and a leg. This may seem unfair but statistically speaking, teenagers are more likely to have a car accidents compared to older drivers.

However, all is not lost. If you are struggling to find cheap insurance then read some of our top tips below to help you save hundreds:

Don't Modify Your Car

Avoid car modifications. Brand spanking new alloys and the latest body-kit may look impressive, but the fact of the matter is, it's going to boost your insurance premium sky high. It should be noted that if you don't declare your modifications to your car insurer, then your insurance will become invalid if you were to have an accident.

Install Security Measures

Any extra security measures you take to deter thieves will further reduce your car insurance. If your car doesn't come with an immobiliser consider getting a Thatcham approved alarm installed. A cheaper alternative is to buy a steering lock.

Build Up Your Own No Claims Discount

The best way to get cheap car insurance is to build up your no claims bonus. As a young driver it's a good idea to build up your no claims as early as possible. This will mean taking our car insurance under your own name. Although expensive at first, the savings you will make in the long run make it a no brainer.

Add Experienced Named Drivers

Add someone that has more driving experience to your policy as a named driver. This can reduce you insurance premium dramatically.

Compare Car Insurance Online

Compare quotes from different insurance firms as prices can vary by as much as 60-70%. It is a good idea to look for companies who specialise in teenage drivers. They have experience insuring young drivers and can offer competitive rates.

© Car Insurance Info 2008-11 | Privacy Policy | Other Insurance Info Sites
This site is for information only and cannot offer insurance advice for your particular situation.
Consult with an FSA authorised insurance advisor if unsure on any topics related to car insurance.