Cheaper Motorcycle Insurance - What To Look For
Whether you ride a moped or scooter to get about, or are a serious motorbike enthusiast it's worth looking at options to lower your motorbike insurance.
If you a new rider and have just completed your CBT then you're probably itching to get straight on the open road. However, if you want to save money on your insurance then it's highly recommended that you have lessons with a Driving Standards Agency (DSA) approved instructor and prepare to take the full test. Once you have a full motorbike license then you will see a reduction in your insurance premiums. It will also mean you can remove those L badges!
Advanced Motorcycle Test
Another way to reduce your premiums is to take an advanced motorcycle test - this will show insurers that you have experience riding in all conditions and have been trained to deal with different road scenarios. In order to take an advanced test you must be over 21 and already have a full motorcycle license. Tests are offered by the Royal Society for the Prevention of Accidents (RoSPA) and the Institute of Advanced Motoring (IAM). Although these will cost you money, the amount you will save in insurance premiums far outweighs the initial investment.
Motorbike Security
It's also worth considering investing in extra security for your motorbike - the more secure it is, the cheaper the insurance. Before buying extra security, check the products are approved by the insurers. And just like car insurance, where you park your motorbike at night will have an effect on your premiums. Parking in a locked garage will dramatically reduce the insurance quote.
Compare Motorbike Insurance Online
Finally, check comparison websites. Motorcycle insurance will vary from one insurer to the next so make sure you shop around. Ensure when you're looking for insurance that your comparing like for like. Some companies may offer great prices but with very little cover. Likewise, some insurers may charge through the roof for extra cover you probably wouldn't ever use.
Featured Motorbike Insurance Companies:
Hastings Direct Motorbike Insurance - Motorbike insurance at the right price
Bennetts Motorcycle Insurance - Specialists in motorbike insurance
This site is for information only and cannot offer insurance advice for your particular situation.
Consult with an FSA authorised insurance advisor if unsure on any topics related to car insurance.
