HGV Fleet Insurance
HGV fleet insurance is ideal for those who own 4 or more heavy goods vehices. This number does vary between insurers and isn't set in stone. Fleet insurance is a must for anyone who handles multiple vehicles either for private or commercial use.
Advantages of Fleet Insurance
There are a number of advantages to opting for HGV fleet insurance over individual separate policies. The first and most important is the amount of money you can save. Economies of scale mean that you will make great savings then if you were to individually insure each one of your HGVs.
The second advantage to HGV fleet insurance is the ease of administration. As all of your HGVs are covered under one policy, it's easier to make claims and deal with the paperwork that comes with taking out insurance.
Level of Service
When comparing HGV fleet insurance you should not only look at the price but also the level of service offered with the policy. Some firms offer a dedicated account manager which makes the claims and administration process even easier. Others will offer additional benefits such as vehicle replacement which is crucial if you rely on your fleet for business.
Compare HGV Fleet Insurance Online
If you are struggling to find a good price for heavy goods vehicle fleet insurance then look online! The insurance industry is highly competitive, and as such, you definitely do not want to be settling for the first policy offered. A lot of companies that offer HGV fleet insurance will match or better quotes you have received elsewhere so its recommended that you get at least 5 quotes before you decide on a supplier.
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This site is for information only and cannot offer insurance advice for your particular situation.
Consult with an FSA authorised insurance advisor if unsure on any topics related to car insurance.
