Cheaper Car Insurance for Women Drivers
At one time, car insurance was pretty much a 'one size fits all' deal, where most people would be offered basically the same kinds of policies. Although safe drivers could be rewarded by building up a no claims discount, the premise of motor insurance was that the premiums of safer drivers who made less claims would subsidise the premiums of those who claimed more often.
This is palpably unfair on more careful drivers, and so several companies started to offer insurance targeted especially for less risky groups such as women.
Females are better drivers?
Statistics show that women drivers are less likely to be involved in a serious accident, largely because they tend to drive more carefully and at lower speeds, and so are less likely to need to make a claim.
This means, in theory, that as a group their premiums can be kept lower as the insurance company doesn't need to pay as many expensive claims.
Although most insurance providers will nowadays take the gender of a drive into account when quoting on a policy, specialist insurers such as Sheila's Wheels exist that cater only for women. Whether or not they actually provide cheaper insurance is maybe open to question, but as quotes are free and only take a few minutes it's worth a try.
Get a quote from Sheilas Wheels >>>This site is for information only and cannot offer insurance advice for your particular situation.
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